Accounting at the centre
Journal, receivables, payables, balance sheet and profit and loss are directly connected.
fibu3 brings accounting, invoicing, payroll, VAT and bank reconciliation into one application. A free Basic plan enables a direct comparison using your own workflows.

Journal, receivables, payables, balance sheet and profit and loss are directly connected.
QR invoices, open items and CAMT bank reconciliation form a connected workflow.
Basic costs CHF 0 per month and shows the real application without a short trial deadline.
KLARA and fibu3 are separate products with different priorities and plan structures. First define the workflows that must work every day, then test both applications with the same examples.
Compare not only the entry price but also limits, required users, clients, documents, payroll functions and the path from sending an invoice to receiving payment. The current information from each provider is authoritative.
| Criterion | fibu3 | Check when comparing |
|---|---|---|
| Entry | Basic CHF 0 with limits | Free period and later plan prices |
| Accounting | Journal, receivables, payables, balance sheet, P&L | Required depth and automation |
| Invoices | Quotes, invoices, reminders, QR code | Documents, templates and delivery |
| Payroll | Payroll runs, payslips and salary certificates | Employee count and special cases |
| Collaboration | Multiple users and clients by plan | Roles, user and client pricing |
KLARA is a trademark of its respective owner. This page is published by fibu3 and is not an independent review.
Pricing
1 user
Customer management
Accounting
Payroll
Projects & time tracking
Item management
Quotes and invoices
Bank reconciliation
Mobile web app
40 entries* | 5 customers* | 5 documents* | 5 AI-assisted postings* | 5 items* | 5 quotes and invoices* | 5 recurring jobs | 1 employee | 1 project with time tracking
1 user
Customer management
Accounting
Payroll
Projects & time tracking
Item management
Quotes and invoices
Bank reconciliation
Mobile web app
Unlimited entries | Unlimited customers | Unlimited documents | 30 AI-assisted postings* | 50 items* | 30 quotes and invoices* | 30 recurring jobs | 3 employees | 5 projects with time tracking
Multiple users
Customer management
Accounting
Payroll
Projects & time tracking
Item management
Quotes and invoices
Bank reconciliation
Multi-client support
Mobile web app
Unlimited entries | Unlimited customers | Unlimited documents | 1000 AI-assisted postings* | Unlimited items | Unlimited quotes and invoices | 150 recurring jobs | 5 clients** | 50 employees | 50 projects with time tracking
* Depending on the plan, limits apply to entries, documents, items, quotes, invoices, projects and AI-assisted postings. ** Professional includes 5 clients, more on request.
Yes. fibu3 Basic costs CHF 0 per month and has clearly stated usage limits. You can move to Standard or Professional as your needs grow.
No. fibu3 is web-based and works in a current browser. A mobile web view is also available.
Yes. Depending on the selected plan, additional users and multiple clients can be managed, allowing access and collaboration to match your organisation.
No. fibu3 and KLARA are separate products from different providers. Check functions, plans and contractual terms directly with both providers.
Start with fibu3 Basic for free. Test the essential workflows at your own pace and move to a larger plan later if needed.